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Investing Tool

FIRE Navigator

Calculate your precise path to Financial Independence and Early Retirement by modeling your savings rate, investment returns, and future lifestyle expenses.

Estimated Freedom Date

46

Reached in 2042 — just 16 years from now.

Your FIRE Number

$1,000,000

Time Remaining

16y 10m

FIRE TARGET

Rule of 25

Your FIRE number is roughly 25x your annual expenses, based on a 4% safe withdrawal rate.

Compound Force

A 8% return means your money doubles roughly every 9 years.

Consistency Dividend

Investing $2,000 monthly adds up to $720,000 in raw principal over 30 years.